Live without money worries and invest in life.

Brilliant Budgets & Despicable Debt is the revolutionary first book of the new $mall Change-Big Reward$ series.

Available now at the following retailers:

Do you struggle to make ends meet?
Do you see others taking amazing vacations and wish you could afford to do the same? Does money make you depressed, worried or angry?

If you have ever tried and failed at budgeting, if you want to rid yourself of debt and stop living paycheck to paycheck, then let #1 best selling author Heidi Farrelly show you how. Take charge of your finances and learn:

•The secret way to NOT budget and still save money
•The problem with budgets (and why most fail)
•How to stick to a budget- no matter what you’re struggling with
•How to break free (and stay free) of debt
•Proven methods to save money and get ahead

Brilliant Budgets and Despicable Debt will give you the knowledge you need to create an incredible future for yourself, and your family. Spend without guilt, live without money worries, travel the world, and invest in life.

Because there is nothing you can’t achieve if you plan to succeed.

“Budget: $mall Change – Big Reward$, has helped me in so many ways. I feel more in control of my finances – and my life in general! Knowing that I have money set aside for things that come up gives me confidence that I will never be “caught short.” The flow-on effect is less stress for me, and less stress in my relationship with my husband and kids. You can’t put a price on that.” -Lauren